Blue Cross Blue Shield Illinois Health Insurance Coverage Update

If you purchased insurance through the Illinois Insurance Exchanges (getcovered.illinois.gov), please be aware of important changes to your insurance coverage.


If you are not currently enrolled in a Blue Cross PPO individual plan purchased via the Illinois Health Insurance Exchange Marketplace or if you have insurance coverage through your employer, this notice does not apply to you.


If you enrolled in health insurance through the Illinois Health Insurance Marketplace with an individual Blue PPO plan, you may have recently received a letter from BCBSIL informing you that BCBSIL will discontinue all Blue PPO individual insurance policies as of December 31, 2015.  


Any current Blue PPO member having an individual plan will be automatically transferred into the BCBSIL Blue Choice plan.  


Q: HOW CAN I CONTINUE TO RECEIVE CARE THROUGH RABY INTEGRATIVE MEDICINE IN 2016?

A: Land of Lincoln Insurance and Harken Health Insurance are the only insurance carriers with individual policies available on the Illinois Health Insurance Marketplace that are in network with Northwestern Medicine and the Raby Institute in 2016.  Enrolling with these insurances will allow you to continue receiving care from our physicians at the in network benefit level. 

The two Land of Lincoln plans that are in network with Northwestern Medicine and the Raby Institute are:
  • Family Health Network (FHN) Tier 3 PPO -Silver or Bronze plans
  • Land of Lincoln LLH Tier 2 Traditional PPO -Gold, Silver, or Bronze plans
IMPORTANT:
As a reminder, this only affects individuals purchasing individual plans from the healthcare.gov website.  If you have Blue PPO or Humana PPO coverage through your employer, this notice does not apply to you.
Patients currently enrolled in a Blue PPO and Humana PPO individual plans offered through the Illinois Health Insurance Marketplace will be included in a special open enrollment period, November 1 to December 15. To ensure that there is no gap in coverage, you must choose a new plan byDecember 15.
  1. Visit getcovered.Illinois.gov.
  2. Follow the prompts for Open Enrollment.
  3. Review the two Land of Lincoln or the Harken Health plans listed above and choose the plan that's right for you.

Please fully research any plan that you consider purchasing in order to have a clear understanding of the policy.

Q: WHERE CAN I GO FOR ASSISTANCE OR ADDITIONAL INFORMATION?

A: Get Covered Illinois
For assistance with the Illinois Health Insurance Marketplace website, visit getcovered.Illinois.gov or call 866-311-1119
Blue Cross/Blue Shield

For questions about your current BCBS or Humana insurance plan, call the Member Services telephone number on your ID card.
Integrative medicine is about seeing every person fully – recognizing that good healthcare attends to and nurtures body, mind, and spirit.