Annual Exam vs. Office Visit



Preventative care (or well services) and promotion of healthy lifestyles are central to the Raby Institute's philosophy of care. Most insurance plans, but not all, cover routine preventative exams at 100 percent when received from in-network providers.


There can be confusion around what is included in an annual exam, how an annual exam is billed, and when to expect an additional charge for an annual exam.


The following information was developed to aid in your understanding of the definitions and billing guidelines for annual exams and office visits. Ultimately, it is the responsibility of an insured individual to know their insurance coverage details. If you have questions, please call your health insurance provider to confirm coverage within your specific plan.


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Integrative medicine is about seeing every person fully – recognizing that good healthcare attends to and nurtures body, mind, and spirit.